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shook down in San Francisco hundreds of thousands of dollars' worth of walls and chimneys. But the conflagration that followed burned up hundreds of millions of dollars' worth of property. There is no estimating within hundreds of millions the actual damage wrought. Not in history has a modern imperial city been so completely destroyed. San Francisco is gone. Nothing remains of it but memories and a fringe of dwelling-houses on its outskirts. Its industrial section is wiped out. Its business section is wiped out. Its social and residential section is wiped out. The factories and warehouses, the great stores and newspaper buildings, the hotels and the palaces of the nabobs, are all gone. Remains only the fringe of dwelling-houses on the outskirts of what was once San Francisco.
     Within an hour after the earthquake shook the smoke of San Francisco's burning was a lurid tower visible a hundred miles away. And for three days and nights this lurid tower swayed in the sky, reddening the sun, darkening the day, and filling the land with smoke.
     On Wednesday morning at a quarter past five came the earthquake. A minute later the flames were leaping upward. In a dozen different quarters south of Market Street, in the working-class ghetto, and in the factories, fires started. There was no opposing the flames. There was no organization, no communication. All the cunning adjustments of a twentieth century city had been smashed by the earthquake. The streets were humped into ridges and depressions, and piled with the débris of fallen walls. The steel rails were twisted into perpendicular and horizontal angles. The telephone and telegraph systems were disrupted. And the great water-mains had burst. All the shrewd contrivances and safeguards of man had been thrown out of gear by thirty seconds' twitching of the earth-crust.

     By Wednesday afternoon, inside of twelve hours, half the heart of the city was gone. At that time I watched the vast conflagration from out on the bay. It was dead calm. Not a flicker of wind stirred. Yet from every side wind was pouring in upon the city. East, west, north, and south, strong winds were blowing upon the doomed city. The heated air rising made an enormous suck. Thus did the fire of itself build its own colossal chimney through the atmosphere. Day and night this dead calm continued, and yet, near to the flames, the wind was often half a gale, so mighty was the suck.
     Wednesday night saw the destruction of the very heart of the city. Dynamite was lavishly used, and many of San Francisco's proudest structures were crumbled by man himself into ruins, but there was no withstanding the onrush of the flames. Time and again successful stands were made by the fire-fighters, and every time the flames flanked around on either side, or came up from the rear, and turned to defeat the hard-won victory.

     An enumeration of the buildings destroyed would be a directory of San Francisco. An enumeration of the buildings undestroyed would be a line and several addresses. An enumeration of the deeds of heroism would stock a library and bankrupt the Carnegie medal fund. An enumeration of the dead—will never be made. All vestiges of them were destroyed by the flames. The number of the victims of the earthquake will never be known. South of Market Street, where the loss of life was particularly heavy, was the first to catch fire.
     Remarkable as it may seem, Wednesday night, while the whole city crashed and roared into ruin, was a quiet night. There were no crowds. There was no shouting and yelling. There was no hysteria, no disorder. I passed Wednesday night in the path of the advancing flames, and in all those terrible hours I saw not one woman who wept, not one man who was excited, not one person who was in the slightest degree panic-stricken.
     Before the flames, throughout the night, fled tens of thousands of homeless ones. Some were wrapped in blankets. Others carried bundles of bedding and dear household treasures. Sometimes a whole family was harnessed to a carriage or delivery wagon that was weighted down with their possessions. Baby buggies, toy wagons, and go-carts were used as trucks, while every other person was dragging a truck. Yet everybody was gracious. The most perfect courtesy obtained. Never, in all San Francisco's history, were her people so kind and courteous as on this night of terror.

     All night these tens of thousands fled before the flames. Many of them, the poor people from the labor ghetto, had fled all day as well. They had left their homes burdened with possessions. Now and again they lightened up, flinging out upon the street clothing and treasures they had dragged for miles.
     They held on longest to their trunks, and over these trunks many a strong man broke his heart that night. The hills of San Francisco are steep, and up these hills, mile after mile, were the trunks dragged. Everywhere were trunks, with across them lying their exhausted owners, men and women. Before the march of the flames were flung picket lines of soldiers. And a block at a time, as the flames advanced, these picket lines retreated. One of their tasks was to keep the trunk-pullers moving. The exhausted creatures, stirred on by the menace of bayonets, would arise and struggle up the steep pavements, pausing from weakness every five or ten feet.
     Often, after surmounting a heart-breaking hill, they would find another wall of flame advancing upon them at right angles and be compelled to change anew the line of their retreat. In the end, completely played out, after toiling for a dozen hours like giants, thousands of them were compelled to abandon their trunks. Here the shopkeepers and soft members of the middle class were at a disadvantage. But the working-men dug holes in vacant lots and backyards and buried their trunks.

     At nine o'clock Wednesday evening I walked down through the very heart of the city. I walked through miles and miles of magnificent buildings and towering skyscrapers. Here was no fire. All was in perfect order. The police patrolled the streets. Every building had its watchman at the door. And yet it was doomed, all of it. There was no water. The dynamite was giving out. And at right angles two different conflagrations were sweeping down upon it.
     At one o'clock in the morning I walked down through the same section. Everything still stood intact. There was no fire. And yet there was a change. A rain of ashes was falling. The watchmen at the doors were gone. The policed had been withdrawn. There were no firemen, no fire-engines, no men fighting with dynamite. The district had been absolutely abandoned. I stood at the corner of Kearney and Market, in the very innermost heart of San Francisco. Kearney Street was deserted. Half a dozen blocks away it was burning on both sides. The street was a wall of flame. And against this wall of flame, silhouetted sharply, were two United States cavalrymen sitting their horses, calming watching. That was all. Not another person was in sight. In the intact heart of the city two troopers sat their horses and watched.

     Surrender was complete. There was no water. The sewers had long since been pumped dry. There was no dynamite. Another fire had broken out further uptown, and now from three sides conflagrations were sweeping down. The fourth side had been burned earlier in the day. In that direction stood the tottering walls of the Examiner building, the burned-out Call building, the smoldering ruins of the Grand Hotel, and the gutted, devastated, dynamited Palace Hotel.
     The following will illustrate the sweep of the flames and the inability of men to calculate their spread. At eight o'clock Wednesday evening I passed through Union Square. It was packed with refugees. Thousands of them had gone to bed on the grass. Government tents had been set up, supper was being cooked, and the refugees were lining up for free meals.
     At half-past one in the morning three sides of Union Square were in flames. The fourth side, where stood the great St. Francis Hotel, was still holding out. An hour later, ignited from top and sides, the St. Francis was flaming heavenward. Union Square, heaped high with mountains of trunks, was deserted. Troops, refugees, and all had retreated.

     It was at Union Square that I saw a man offering a thousand dollars for a team of horses. He was in charge of a truck piled high with trunks from some hotel. It had been hauled here into what was considered safety, and the horses had been taken out. The flames were on three sides of the Square, and there were no horses.
     Also, at this time, standing beside the truck, I urged a man to seek safety in flight. He was all but hemmed in by several conflagrations. He was an old man and he was on crutches. Said he: "To-day is my birthday. Last night I was worth thirty thousand dollars. I bought five bottles of wine, some delicate fish, and other things for my birthday dinner. I have had no dinner, and all I own are these crutches."
     I convinced him of his danger and started him limping on his way. An hour later, from a distance, I saw the truck-load of trunks burning merrily in the middle of the street.

     On Thursday morning, at a quarter past five, just twenty-four hours after the earthquake, I sat on the steps of a small residence on Nob Hill. With me sat Japanese, Italians, Chinese, and negroes—a bit of the cosmopolitan flotsam of the wreck of the city. All about were the palaces of the nabob pioneers of Forty-nine. To the east and south, at right angles, were advancing two mighty walls of flame.
     I went inside with the owner of the house on the steps of which I sat. He was cool and cheerful and hospitable. "Yesterday morning," he said, "I was worth six hundred thousand dollars. This morning this house is all I have left. It will go in fifteen minutes. He pointed to a large cabinet. "That is my wife's collection of china. This rug upon which we stand is a present. It cost fifteen hundred dollars. Try that piano. Listen to its tone. There are few like it. There are no horses. The flames will be here in fifteen minutes."
     Outside, the old Mark Hopkins residence, a palace, was just catching fire. The troops were falling back and driving the refugees before them. From every side came the roaring of the flames, the crashing of the walls, and the detonations of dynamite.

     I passed out of the house. Day was trying to dawn through the smoke-pall. A sickly light was creeping over the face of things. Once only the sun broke through the smoke-pall, blood-red, and showing quarter its usual size. The smoke-pall itself, viewed from beneath, was a rose color that pulsed and fluttered with lavender shades. Then it turned to mauve and yellow and dun. There was no sun. And so dawned the second day on stricken San Francisco.
     An hour later I was creeping past the shattered dome of the City Hall. Than it there was no better exhibit of the destructive force of the earthquake. Most of the stone had been shaken from the great dome, leaving standing the naked framework of steel. Market Street was piled high with the wreckage, and across the wreckage lay the overthrown pillars of the City Hall shattered into short crosswise sections.
     This section of the city, with the exception of the Mint and the Post-Office, was already a waste of smoking ruins. Here and there through the smoke, creeping warily under the shadows of tottering walls, emerged occasional men and women. It was like the meeting of the handful of survivors after the day of the end of the world.

     On Mission Street lay a dozen steers, in a neat row stretching across the street, just as they had been struck down by the flying ruins of the earthquake. The fire had passed through afterward and roasted them. The human dead had been carried away before the fire came. At another place on Mission Street I saw a milk wagon. A steel telegraph pole had smashed down sheer through the driver's seat and crushed the front wheels. The milk cans lay scattered around.
     All day Thursday and all Thursday night, all day Friday and Friday night, the flames still raged.
     Friday night saw the flames finally conquered, though not until Russian Hill and Telegraph Hill had been swept and three-quarters of a mile of wharves and docks had been licked up.

     The great stand of the fire-fighters was made Thursday night on Van Ness Avenue. Had they failed here, the comparatively few remaining houses of the city would have been swept. Here were the magnificent residences of the second generation of San Francisco nabobs, and these, in a solid zone, were dynamited down across the path of the fire. Here and there the flames leaped the zone, but those fires were beaten out, principally by the use of wet blankets and rugs.
     San Francisco, at the present time, is like the crater of a volcano, around which are camped tens of thousands of refugees. At the Presidio alone are at least twenty thousand. All the surrounding cities and towns are jammed with the homeless ones, where they are being cared for by the relief committees. The refugees were carried free by the railroads to any point they wished to go, and it is estimated that over one hundred thousand people have left the peninsula on which San Francisco stood. The Government has the situation in hand, and, thanks to the immediate relief given by the whole United States, there is not the slightest possibility of a famine. The bankers and business men have already set about making preparations to rebuild San Francisco.

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